Open to work · Amsterdam, NL

("Ebenaff") Ebenezer KwameAfful

AI Builder & Vibe Coder · Business Strategist · Operations Leader

Dynamic and impact-driven professional with 6+ years of cross-sector experience spanning electronic banking, healthcare operations management, D2C startup strategy, and business development. Building at the intersection of AI and business - compressing months of development into days of focused iteration. Open to graduate roles in strategy, business development, and operations across the Netherlands.

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Years cross-sector
experience

MBA

International Business
Hanze Univ. of Applied Sciences

491

LinkedIn
connections

21+

Clinic branches
managed in Ghana

Amsterdam

Ebenezer “Ebenaff” Kwame Afful

MBA International Business & Management · Hanze University of Applied Sciences · Feb 2026

About me

Strategy meets
human empathy

I am a Ghana-born, Amsterdam-based professional with a rare blend: financial rigour from e-banking, operational depth from leading 21+ clinic branches, and entrepreneurial drive from building AI-powered products. I graduated with my MBA in International Business and Management from Hanze University of Applied Sciences in February 2026.

What excites me most right now is building at the intersection of AI and business. I use vibe coding and AI-assisted tools to rapidly design, prototype, and deploy business ecosystems - compressing months of development into days of focused iteration.

I am motivated by societal impact, building wealth that supports the communities I find myself in, and leaving things better than I found them. Currently on a Zoekjaar (Orientation Year) permit and actively seeking roles in strategy, business development, operations, or AI-powered ventures.

AI-first builderVibe coding to working products

Strategic thinkerData-informed, outcomes-focused

People-first leaderLed 21+ branch teams in Ghana

Cross-cultural fluencyGhana · Netherlands · International

Best First-Year Student Award - HU Utrecht (Oct 2014) Hogeschool Excellence Scholarship — 3,500 EUR × 2 years

🇬🇭 Ghana 🇳🇱 Netherlands English · Dutch (A2) · Akan

What I bring

Skills & expertise

AI-powered product building

Leveraging AI-assisted development (vibe coding) to design and build integrated business ecosystems and SaaS tools at speed.

Vibe CodingClaude APINext.jsSupabaseAI promptingLovable.devShopifyAndroid Studio

Business strategy & D2C analytics

Market entry, unit economics (CAC, CLV, ROI), competitive analysis, and go-to-market frameworks across European and African markets.

CAC/CLVMarketing ROID2C strategyMarket entry

Operations & people leadership

Managed 21+ clinic branch administrators across Ghana. Expert in process design, multi-location coordination, and financial reconciliation.

Team leadershipHealthcare opsProject managementMicrosoft Office

E-banking & financial operations

Transaction reconciliation, e-product settlement, GL account monitoring, customer migration, and branch sales target management.

E-bankingReconciliationFinancial reportingCompliance

Research & qualitative analysis

MBA thesis on D2C customer value maximisation using qualitative methodology and thematic analysis. APA 7 academic writing proficiency.

Qualitative researchThematic analysisAPA 7Unit economics

Multilingual & cross-cultural

Fluent English, conversational Dutch (A2), and native Akan. Experienced working across Ghanaian and Dutch business environments.

English (fluent)Dutch (A2)Akan (native)Cross-cultural

Portfolio

Past & Present Projects

Ecosystem Navigator Live

HSM Jobs In development

Flow — AI Project Planner In development

UNHCR Refugee Health Screening Completed

Ecosystem Navigator

Live

AI-powered idea assessment platform that helps users identify and evaluate business opportunities matched to their personal profile, professional background, and goals. Generates tailored recommendations across multiple opportunity dimensions. Best for serial entrepreneurs assessing ideas or kick-starting ideation.

Claude APIVibe CodingSaaS designWorkflow automation

Try it live Open in new tab ↗

eco-nav-production.up.railway.app

Launching live preview

Ecosystem Navigator is loading.

The live product appears here as soon as Railway responds. If it takes a moment, visitors can still open the full app in a new tab right away.

Open full site Live Railway deployment

HSM Jobs

In development

Job board platform for highly skilled migrants (HSMs) in the Netherlands. Combines a curated job feed with AI-powered CV/ATS analysis, cover letter generation, LinkedIn profile review, and interview coaching.

Next.js 14TailwindNeon PostgresDrizzle ORMClerkStripeRailway

Preview Open in new tab ↗

hsm-jobs-production.up.railway.app

Loading preview

HSM Jobs opens inside the page.

The embedded preview starts when this tab is selected, so the section stays fast while still giving visitors a real product view when they want it.

Open full site In-development Railway preview

Flow — AI Project Planner

In development

Flow is a personal productivity system with health scoring, task tracking, and an integrated AI assistant that lives within the app — helping users build and manage their full project ecosystem.

Claude APIAI assistantProductivityVibe Coding

UNHCR Refugee Health Screening

Completed

Led a free health screening project for 379 refugees in Denu, Ghana, in partnership with UNHCR and the Amahoro Coalition. Organised health professionals, support staff, PPEs, and logistics while managing daily responsibilities as Administrative Manager at Rabito Clinic.

Project managementUNHCRHealthcareCommunity impact

Career journey

Work experience

Jun 2025 - Present

Amsterdam, NL

AI Ecosystem Builder & Vibe Coder

Self · Freelance

Building AI-powered SaaS products using vibe coding and prompt engineering. Flagship projects: Ecosystem Navigator (live), HSM Jobs (in development), and Flow AI Planner (in development).

Vibe CodingClaude APISaaSAI-first

Nov 2024 - May 2025

Rotterdam, NL

Business Development Executive

Ascent · Part-time / Hybrid

D2C role focused on customer acquisition modelling, CLV analysis, and financial performance reporting. Contributed to go-to-market strategy for the Dutch market. MBA thesis research conducted here.

CAC/CLVD2CSalesProduct management

Mar 2022 - Jul 2024

Accra, Ghana

Branch Officer - Administrative Manager

Rabito Clinic Limited

Managed the 21+ branch network across Ghana. Developed operating procedures, reviewed monthly budgets, and collated sales and patient data. Led the UNHCR refugee health screening project in partnership with UNHCR and the Amahoro Coalition, screening 379 refugees in Denu, Ghana.

Operations managementMulti-locationBudget reviewUNHCR project lead

Jun 2021 - Feb 2022

Accra, Ghana

Operations Support

Rabito Clinic Limited

Supported the Operations Manager with branch visits, memo writing, logistics coordination, meeting scheduling, and monthly reporting across all departments.

OperationsReportingLogistics

Sep 2018 - Sep 2019

Accra, Ghana

Electronic Banking Officer

SIC Life Savings and Loans · Contract

Daily reconciliation and settlement of e-banking platforms, GL account monitoring, e-product sales support, customer migration, and branch digital champion programme across the network.

E-bankingReconciliationSalesCustomer support

Mar 2016 - Jul 2016

Netherlands

Program Analyst

Dodore Kenya Limited · Contract

Coordinated a mobile money remittance project sending monthly donations from the Netherlands to low-income beneficiaries in Ghana. Main point of contact between Dutch donors and Ghanaian local coordinator.

RemittanceMobile moneyProject coordination

Jul 2014 - Aug 2014

Utrecht, Netherlands

Research Analyst

Nearshoring Mecuro Sp. z o.o. · Contract

Conducted in-depth desk research on the non-life insurance sector across European countries for a market entry study. Identified and recommended the top three European markets for new entrants.

Market researchNon-life insuranceMarket entry

Feb 2014 - Jun 2014

Utrecht, Netherlands

Research Analyst

Nearshoring Solutions Sp. z o.o. · Contract

Conducted in-depth market research on the health insurance sector in Ghana. Produced a final report and received training in Poland on the Claims Control system for Ghana’s National Health Insurance Scheme (NHIS).

Market researchHealth insuranceNHIS Ghana

Education

Sep 2024 - Feb 2026

Master in International Business and Management (MIBM)

Hanze University of Applied Sciences · Groningen, NL

Thesis: “From Volatility to Stability: Designing a Strategic Growth Framework for a D2C Fragrance Startup.” Qualitative research: 9 semi-structured interviews, codebook development, cross-SRQ synthesis framework. Graduated February 2026.

Sep 2013 - Aug 2016

BBA International Business and Management Studies

HU University of Applied Sciences Utrecht

Graduated with Merit — Grade average 7.84 / GPA 4.0. FastTrack graduate (3 years). Best First-Year Student Award (Oct 2014). Hogeschool Excellence Scholarship (3,500 EUR × 2 years). Founding member of Get Connected student society.

Active — Full authorisation from Jun 2026

Zoekjaar (Orientation Year) Permit

Authorised to work in the Netherlands

Permit collection expected May 2026. Minimum salary threshold: 3,122 EUR gross/month (Orientation Year rate). From an HR perspective, equivalent to an EU candidate — no IND paperwork or sponsorship fees required.

("Ebenaff") Ebenezer KwameAfful

Strategy meetshuman empathy

Skills & expertise

AI-powered product building

Business strategy & D2C analytics

Operations & people leadership

E-banking & financial operations

Research & qualitative analysis

Multilingual & cross-cultural

Past & Present Projects

Ecosystem Navigator

Ecosystem Navigator is loading.

HSM Jobs

HSM Jobs opens inside the page.

Flow — AI Project Planner

UNHCR Refugee Health Screening

Work experience

Open to roles,projects & partnerships

Strategy meets
human empathy

Open to roles,
projects & partnerships